Spring Break plans coming together? Flights booked, bags packed, playlist ready… before you grab the keys to a rental car, it’s a good idea to take a quick look at your coverage. Rental car insurance can be confusing, and a short conversation now can help you feel confident before you hit the road. At Strickler Agency, Inc., we want to make sure you’re protected long before your trip begins.
Below are five key reasons to review your rental car coverage before your next getaway.
1. Your Personal Auto Policy May Not Cover Everything
The Risk: Many drivers assume their existing auto policy automatically covers rental cars — but gaps can exist, especially with specialty vehicles or out‑of‑state rentals.
The Protection: A quick review helps you understand exactly what’s covered and whether you need supplemental protection.
2. Rental Companies Often Sell Overlapping Coverage
The Risk: At the counter, you may be offered multiple add‑ons — collision waivers, liability coverage, personal effects protection — and it’s hard to know what you actually need.
The Protection: Knowing your coverage ahead of time prevents unnecessary costs and ensures you only pay for what truly benefits you.
3. Credit Card Benefits Aren’t Always Enough
The Risk: Some credit cards offer rental car coverage, but it may be secondary, limited, or apply only to certain types of rentals.
The Protection: Understanding how your card’s benefits work with your auto policy helps you avoid unexpected out‑of‑pocket expenses.
4. Accidents in a Rental Can Be More Complicated
The Risk: Even a minor fender‑bender can lead to additional charges like “loss of use,” administrative fees, or diminished value — costs that aren’t always covered.
The Protection: The right coverage ensures you’re protected from extra fees that can quickly add up.
5. Peace of Mind Makes for a Better Trip
The Risk: Worrying about coverage while traveling can take away from the fun and relaxation you’ve been looking forward to.
The Protection: Clarity now means confidence later — so you can focus on the memories, not the paperwork.
If you’re getting ready for Spring Break — or simply want to make sure your auto coverage is up to date — we’re here to help. Our team can walk you through your policy, explain your options, and make sure you’re fully protected before you hit the road.
This message is for general informational purposes only and does not alter policy coverage. Coverage is subject to policy terms, conditions, and exclusions.
